Chapter 13 Bankruptcy — Restructuring Your Debts
Have you lost your job? Are you losing sleep over money worries? Are creditors and collectors harassing you at every turn? Chapter 13 bankruptcy may be your solution if you are deep in debt and looking for a way to keep your home and possessions.
Chapter 13 bankruptcy is what is sometimes called "reorganization bankruptcy." In this process, your eligible debts are reorganized into a payment plan that allows you to make affordable monthly payments. Your payments typically go to a bankruptcy trustee, who then distributes the funds to your creditors. The payment plans usually lasts between three and five years, and if you successfully complete the plan, some of the remaining debts may be discharged.
At the Memphis Law Office of Joseph E. Garrett, we can help you utilize the Chapter 13 bankruptcy protections and formulate your repayment plan. Mr. Garrett has practiced Chapter 7 and Chapter 13 bankruptcy law for almost 20 years. You can trust his legal knowledge and his bankruptcy experience to help you through the process.
Call us today at 901-327-4621 or send us an e-mail to arrange for your free initial consultation in which we can talk about your options and see if we can help you change your life for the better.
Helping Western Tennessee Bankruptcy Clients for Almost 20 Years
Chapter 13 bankruptcy protection can help you take control of your finances and deal with issues such as:
Unemployed? Downsized? Call Bankruptcy Lawyer Joseph E. Garrett.
Attorney Joseph E. Garrett works hard to help you find solutions for your money troubles and allow you to keep a roof over your head, a vehicle in your garage and your belongings safely within your possession.
For a Free Initial Consultation, Call 901-327-4621
There are ways to manage your mountain of debt. Investigate Chapter 13 bankruptcy today with the help of Joseph E. Garrett. Call or e-mail us today.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
