Bankruptcy Protection Can Stop Repossession of Your Car
Have you fallen behind on your car or truck payments? Are you afraid that your vehicle will be repossessed? If your car or truck has already been repossessed, are you wondering how you can get it back?
The Law Office of Joseph E. Garrett can help you stop repossession of your car, truck or SUV. Mr. Garrett has helped Western Tennessee families just like yours for almost 20 years. Contact us by e-mail or call us today at 901-327-4621.
Facing Repossession? Memphis Lawyer Joseph E. Garrett Can Help.
A Chapter 7 or Chapter 13 bankruptcy filing may be able to help you avoid the repossession of your vehicle. Under Chapter 7, if you can keep up with your payments, and if the vehicle is classified as exempt, you can generally keep it and proceed with your bankruptcy.
With Chapter 13, you can reorganize your debts and still make payments on your vehicle — you may even end up paying less per month. Attorney Garrett can help you understand your options.
What About Getting My Car Back After it Has Been Repossessed?
If your car has already been repossessed you need to act quickly. When a creditor repossesses your vehicle, they must send you a letter telling you that you have a certain number of days to "redeem" the vehicle or pay what is owed on the vehicle. After that period of time has passed, your vehicle could be sold at auction.
However, you can avoid all of this by filing for bankruptcy. Once the bankruptcy case has been filed, your vehicle cannot be sold at auction. Attorney Garrett can help you try to get your vehicle back and then work with you to determine what type of bankruptcy plan will work best for you.
Want to Learn More?
Do you have other questions about how to stop repossession, or how bankruptcy protections can work for you? We are glad to answer every one of your questions during your free consultation with the Law Office of Joseph E. Garrett.
Find Out More at Your Free Consultation
Contact attorney Joseph E. Garrett today by phone at 901-327-4621 or e-mail the office to set up your appointment.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
