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Student Loans

Relief From Your Student Loan Debt in Western Tennessee

Have you been dismissed, laid off or downsized from your job? Are you worried about your ability to repay your college or university student loans?

The consumer bankruptcy Law Office of Joseph E. Garrett may be able to help. Mr. Garrett founded his Memphis-based law firm to help people overcome debt problems including their student loan obligations.

At your free initial consultation, skilled bankruptcy lawyer Joseph E. Garrett will explain how Chapter 13 bankruptcy can work for you. We want to help you reach a point where you can get your debt under control and enjoy your life again.

Contact us now to set up an appointment to discuss your student loan problems. Call us at 901-730-4949 or toll-free 877-392-8433 or send us an e-mail to schedule a free consultation with attorney Joseph E. Garrett.

Generally, student loans are not dischargeable, which means that they cannot be completely eliminated or forgiven. They will have to be repaid even if it means making payments over the course of a long period of time.

Chapter 13 bankruptcy protections allow for debt consolidation into a repayment plan that is comfortable for you. While you can generally include your student loans in the plan, these debts will typically not be discharged at the end of the 3-5 year plan.

Ease Your Money Worries and Restore Your Peace of Mind

Attorney Garrett understands your concern over repayment of your student loans. Let us bring Chapter 13 bankruptcy protections to your rescue, and help minimize your money worries. The Law Office of Joseph E. Garrett welcomes the opportunity to serve you.

Call Today for Experienced Bankruptcy Advice

To set up your free initial consultation contact us by e-mail or call our Memphis office at 901-730-4949 or toll-free 877-392-8433.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.

Contact Information

The Law Office of
Joseph E. Garrett
Bankruptcy

2552 Poplar Avenue, Suite 333
Memphis, Tennessee 38112
Phone: 901-730-4949
Toll-free: 877-392-8433
Fax: 901-327-4524
Map & Directions